Refinancing or Restructuring Debt
Refinance existing facilities, release equity, consolidate ATO debt.
Debt can become harder to manage when repayments, timing, interest costs, or lender terms no longer suit the business. Existing facilities, ATO debt, multiple repayments, or cashflow pressure can make it difficult to plan clearly.
GEA Capital helps business owners explore refinancing and restructuring options. As a broker, GEA Capital helps compare lender options, review the current debt position, and package the application around a clearer funding structure.
Common Finance Needs
You may need finance for | How GEA Capital can help |
|---|---|
Refinancing existing facilities | Help compare options that may better suit the business, repayment profile, or current funding needs. |
Consolidating business debt | Review pathways to simplify multiple repayments into a more manageable structure where suitable. |
Managing ATO debt | Help explore lender options that may consider ATO debt refinancing or consolidation scenarios. |
Releasing equity from assets | Assess whether existing assets may support refinance or equity release options. |
Restructuring cashflow pressure | Help identify funding structures that may reduce short-term strain and support working capital. |
Replacing unsuitable lending | Review options when current finance no longer fits the business position or future plans. |
How GEA Capital Helps
GEA Capital helps business owners understand what lenders may consider when reviewing refinance or restructuring applications, including repayment history, cashflow, assets, liabilities, and available documents.
ATO debt refinancing and consolidation
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A straightforward process from enquiry to outcome
You’ll know what’s needed, what happens next, and what to expect at each stage.
Start with a quick finance conversation
Share what you need to fund, your timing, and the key details. We’ll assess the scenario and outline the best next step.
Provide the key documents and details
We’ll let you know what to have ready, which may include ID, bank statements, proof of business, and supporting financials.
We structure the deal and move it forward
We package the application, identify suitable lender options, and guide you through approval and settlement. In many cases, approvals can move within 24–48 hours once the right information is in place.
Finance advice grounded in relationships, not guesswork.
GEA Capital is led by Gabriel Anagnostakis, a licensed and accredited finance specialist known for transparency, authenticity, and relationship building.
The approach is simple: understand the full picture, present the right options, and guide each client with clarity from start to finish. Whether the goal is growth, cashflow support, a new venture, or a more complex lending outcome, GEA Capital is built to make the process feel practical and personal.
Built around the businesses we know best
We support business owners with equipment purchases, vehicle finance, cashflow needs, project funding, growth plans, and more complex lending scenarios.
How does GEA Capital work?
Does GEA Capital work with customers Australia-wide?
What can I finance through asset and equipment finance?
Can you help if my situation is more complex?
How quickly can funding happen?
What do I need to apply?