Tradies & Trade Businesses

Flexible finance solutions for trade businesses needing equipment, vehicles, or working capital.

Flexible finance solutions for trade businesses needing equipment, vehicles, or working capital.

Trade businesses often need funding at the exact moment work is already moving. A vehicle needs replacing, equipment is needed for a new job, materials need to be purchased before payment comes in, or cashflow is tight between progress payments.


GEA Capital helps tradies and trade businesses access finance options that fit the way they actually operate. Whether you are a sole trader, subcontractor, or growing trade business, we help compare lender options and structure the application around your business, documents, cashflow, and funding purpose.

You get clear broker support from start to settlement, with practical guidance on what lenders may need and how to move the application forward.


Common Finance Needs for Tradies

GEA Capital can help trade businesses explore finance options for:

Work utes, vans, and commercial vehicles

Work utes, vans, and commercial vehicles

Tools, machinery, and trade equipment

Tools, machinery, and trade equipment

Trailers and transport equipment

Trailers and transport equipment

Materials, stock, and supplier costs

Materials, stock, and supplier costs

Short-term cashflow gaps

Short-term cashflow gaps

Progress payment timing issues

Progress payment timing issues

Business expansion or team growth

Business expansion or team growth

Replacing ageing equipment

Replacing ageing equipment

Refinancing existing business debt

Refinancing existing business debt

Low-doc or alt-doc applications where full financials are not available

Low-doc or alt-doc applications where full financials are not available

Who is this for

Sole traders

Subcontractors

Builders

Electricians

Plumbers

Carpenters

Landscapers

Civil and maintenance contractors

Trade businesses adding staff, vehicles, or equipment

Tradies with limited documentation or newer ABNs

How GEA Capital Helps

We understand the funding goal

We start by understanding what you need to fund, how quickly you need it, and how the finance will support your work or business operations.

We compare suitable lender options

Different lenders assess trade businesses differently, especially when income is seasonal, project-based, or supported by limited documentation. We help identify lender pathways that may suit your situation.

We help package the application clearly

We guide you on what documents may be needed, such as ID, bank statements, ABN details, proof of income, invoices, BAS, or other supporting information depending on the application type.

We support the process through settlement

From first conversation to approval and settlement, you have a single broker contact helping keep the process clear and moving.

Explore solutions built around your funding needs

Asset & Equipment Finance

Finance for vehicles, machinery, equipment, and business assets, structured around your cashflow, growth plans, and how the asset will be used.

Asset & Equipment Finance

Finance for vehicles, machinery, equipment, and business assets, structured around your cashflow, growth plans, and how the asset will be used.

Business Loans & Working Capital

Flexible funding options to support cashflow, stock, payroll, seasonal gaps, and day-to-day business needs without unnecessary complexity.

Business Loans & Working Capital

Flexible funding options to support cashflow, stock, payroll, seasonal gaps, and day-to-day business needs without unnecessary complexity.

Growth & Acquisition Finance

Funding support for business purchases, expansion plans, new locations, capital upgrades, and structured growth opportunities.

Growth & Acquisition Finance

Funding support for business purchases, expansion plans, new locations, capital upgrades, and structured growth opportunities.

Specialist & Complex Lending

Broker support for lending scenarios that do not always fit standard policy, including low-doc, new ABN, credit issues, ATO debt, or limited security.

Specialist & Complex Lending

Broker support for lending scenarios that do not always fit standard policy, including low-doc, new ABN, credit issues, ATO debt, or limited security.

Strategy and Advisory

Practical funding strategy and lender navigation to help you prepare, compare options, and structure the right path forward before applying.

Strategy and Advisory

Practical funding strategy and lender navigation to help you prepare, compare options, and structure the right path forward before applying.

Book a free consultation

Complete the form and we will be in touch to discuss your goals, timing, and the best way to move forward.

Prefer to speak first? Call Us

0401 555 317

Book a free consultation

Complete the form and we will be in touch to discuss your goals, timing, and the best way to move forward.

Prefer to speak first? Call Us

0401 555 317

Book a free consultation

Complete the form and we will be in touch to discuss your goals, timing, and the best way to move forward.

Prefer to speak first? Call Us

0401 555 317

Book a free consultation

Complete the form and we will be in touch to discuss your goals, timing, and the best way to move forward.

Prefer to speak first? Call Us

0401 555 317

Get your questions answered

Get your questions answered

Straight answers on lender options, turnaround times, documents, and more.

Straight answers on lender options, turnaround times, documents, and more.

How does GEA Capital work?

Does GEA Capital work with customers Australia-wide?

What can I finance through asset and equipment finance?

Can you help if my situation is more complex?

How quickly can funding happen?

What do I need to apply?